May 6, 2017

Health Care Reform

Reforming health care now goes to the Senate. More than likely the Senate will make major revisions to the House plan, or may even come up with a totally different plan.

My advise to the Senate: Focus on the Patients, since every family will be affected. The best care for costs will be the second goal. The US does spend more than other countries and get less care.

Issues:
1) The Affordable Care Act is going Bankrupt. State health care co-ops are failing. Only 7 of 23 co-ops remain and they are losing money. $1.7 Billion in federal loans that will not be paid as of 2016
2) Coverage costs are rising quickly and insurance companies are dropping out. Heard of someone making ~$24,000 per year, their coverage would cost ~$7,000 per year. Who can afford that much?
3) Lack of Cost Controls. Especially prescription medicines.
4) Legal costs. Malpractice insurance for doctors and hospitals range from 15% to 25% of health care expenses. Jury awards are out of control.
5) End of Life Care. Almost everyone will be bedridden needing assistance or a nursing home for the last months or years. What about dementia care?
6) Coverage Limits will Fail. Some patients live longer than their coverage. Taxpayers will wind up covering that.
7) Consumer driven health care is a good theory. Whole Foods has had success with it. However some patients will need more than they saved in some severe cases. Who will pick up the tab?
8) Patients with severe issues or dementia will not be able to make their own choices. Who will advocate for them?

Health care is a complex problem, which can only be managed. It is too complicated to have a simple solution. The best ideas need to focus on patients and getting the best care for the cost.


No comments:

Wars Expanding in Gaza, Israel and Lebanon

Hamas invaded Israel killing over 1,200 and taking ~250 hostages on October 7 th , 2003. Hamas declared war on Israel. Israel responded much...